Being involved in a car accident can be a frightening and disorienting experience… In addition to the physical and emotional trauma of the accident itself
The word “mild” does a lot of damage in these cases. A doctor writes “mild traumatic brain injury” or “concussion” in the chart, and to the insurance company, that reads like a bruise that will heal in a couple of weeks. For many people, it does. For others, the headaches,
Families often describe it the same way: the person came home from the hospital, but not quite the same person. They forget conversations from an hour earlier. They lose their temper over small things. Bright lights and noisy rooms become unbearable, and a job they handled for years suddenly feels
The call usually comes within a day or two of the crash. The adjuster is friendly, sounds sympathetic, and says they just need to “get your side of the story” so they can move the claim along. Then comes the request: “Do you mind if I record this? It’s standard.”
After months of treatment, calls with adjusters, and waiting, the settlement finally comes through. Then a new worry sets in: how much of this will the IRS take? For most people hurt in car crashes, falls, and other accidents in Virginia, the answer is good news. The core of a